Mortgages for Self-Employed

We can get you a mortgage in most situations regardless of your circumstances. Where traditional financial institutions have given the answer “No”, we say “Yes” and get you a product that suits your needs at an extremely competitive rate.

Below is a list of the most common non-traditional situations, however, please note, that not all situations are listed and each is looked at on a case-by-case basis to fit with the appropriate lender – each situation is unique and looked at accordingly. This is where our expertise and knowledge is essential in taking care of you and your family.

Employment – Self-employed	- Recent job start/change - Work experience outside Canada	- Lack of work history - Part-time
Income	- Income – Non-verifiable - Salary + commission - Seasonal	- Commission - Salary + OT and/or bonus
Credit	- Spotty/bad credit - No credit	- Good, but a lot of credit - Previously bankrupt
Property	- Rental - Construction - Cottages/vacation homes - Multiplex – Investment	- Rural/acreage - Mobile homes
Status	- Non-resident	- New immigrant

If you fall into one of the categories above, or if you have a different situation, I know where to go and how to structure the deal.

For self-employed workers you will have to provide 2-3 years of Revenue Canada Notice of Assessment.

With electronic access to over 60 lenders we will ensure that you receive the best rate for the mortgage product of your choice, usually within 24 hours.