




Renewal
When Renewing Your Mortgage, it is likely that your current lending institution will offer you a rate that is not the best one available in the marketplace. You are in a strong bargaining position, and by joining forces with Roger Ramuderan you can obtain a rate and product that suits you and your situation.
Too many individuals do not take advantage of their position and a mortgage broker’s services at this critical time of home ownership. This is the time when your equity grows substantially, from decreasing your principal loan balance combined with appreciating home values. Over 70% of mortgage holders just sign their current lender’s renewal form and the usual result is a higher rate and product that no longer fits best with their financial situation and goals. There are a lot of lenders in the marketplace who want your business, and we can find the one most suitable for you.



- First Time Home Buyers
- Repeat Home Buyers
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- Switching a Mortgage
- Home Equity/LOC
- 2nd Mortgage
- Mortgage Library
- Mortgage Glossary
- Mortgage FAQs


- Basic Mortgage Calculator
- Financial Feature Sheet(Excel download)
- Income Qualifier(Excel download)
- Maximum Mortgage Calculator
- Mortgage Amortization Graph (Excel download)
- Mortgage Analyzer
- Mortgage Isolator
- Payment Analyzer
- Prepayment Analyzer
- Property Appreciation(Excel download)
- Property Down Payment Saver(Excel download)
- Rent or Buy Analyzer





